This horror of the beautiful lake, which other people thought so lovely, was, in that mind which affected to scoff at the unseen, a distinct creation of downright superstition.

The nursery tales which had scared him in his childhood were founded on the tragedy of Snakes Island, and haunted him with an unavowed persistence still. Strange dreams untold had visited him, and a German conjuror, who had made some strangely successful vaticinations, had told him that his worst enemy would come up to him from a lake. He had heard very nearly the same thing from a fortune-teller in France; and once at Lucerne, when he was waiting alone in his room for the hour at which he had appointed to go upon the lake, all being quiet, there came to the window, which was open, a sunburnt, lean, wicked face. Its ragged owner leaned his arm on the window-frame, and with his head in the room, said in his patois, "Ho! waiting are you? You'll have enough of the lake one day. Don't you mind watching; they'll send when you're wanted;" and twisting his yellow face into a malicious distortion, he went on.

This thing had occurred so suddenly, and chimed-in so oddly with his thoughts, which were at that moment at distant Mardykes and the haunted lake, that it disconcerted him. He laughed, he looked out of the window. He would have given that fellow money to tell him why he said that. But there was no good in looking for the scamp; he was gone.

A memory not preoccupied with that lake and its omens, and a presentiment about himself, would not have noted such things. But his mind they touched indelibly; and he was ashamed of his childish slavery, but could not help it.

The foundation of all this had been laid in the nursery, in the winter's tales told by its fireside, and which seized upon his fancy and his fears with a strange congeniality.

There is a large bedroom at Mardykes Hall, which tradition assigns to the lady who had perished tragically in the lake. Mrs. Julaper was sure of it; for her aunt, who died a very old woman twenty years before, remembered the time of the lady's death, and when she grew to woman's estate had opportunity in abundance; for the old people who surrounded her could remember forty years farther back, and tell everything connected with the old house in beautiful Miss Feltram's time.

This large old-fashioned room, commanding a view of Snakes Island, the fells, and the lake—somewhat vast and gloomy, and furnished in a stately old fashion—was said to be haunted, especially when the wind blew from the direction of Golden Friars, the point from which it blew on the night of her death in the lake; or when the sky was overcast, and thunder rolled among the lofty fells, and lightning gleamed on the wide sheet of water.

It was on a night like this that a lady visitor, who long after that event occupied, in entire ignorance of its supernatural character, that large room; and being herself a lady of a picturesque turn, and loving the grander melodrama of Nature, bid her maid leave the shutters open, and watched the splendid effects from her bed, until, the storm being still distant, she fell asleep.

It was travelling slowly across the lake, and it was the deep-mouthed clangour of its near approach that startled her, at dead of night, from her slumber, to witness the same phenomena in the tremendous loudness and brilliancy of their near approach.

At this magnificent spectacle she was looking with the awful ecstasy of an observer in whom the sense of danger is subordinated to that of the sublime, when she saw suddenly at the window a woman, whose long hair and dress seemed drenched with water. She was gazing in with a look of terror, and was shaking the sash of the window with vehemence. Having stood there for a few seconds, and before the lady, who beheld all this from her bed, could make up her mind what to do, the storm-beaten figure, wringing her hands, seemed to throw herself backward, and was gone.

Possessed with the idea that she had seen some poor woman overtaken in the storm, who, failing to procure admission there, had gone round to some of the many doors of the mansion, and obtained an entry there, she again fell asleep.

It was not till the morning, when she went to her window to look out upon the now tranquil scene, that she discovered what, being a stranger to the house, she had quite forgotten, that this room was at a great height—some thirty feet—from the ground.

Another story was that of good old Mr. Randal Rymer, who was often a visitor at the house in the late Lady Mardykes' day. In his youth he had been a campaigner; and now that he was a preacher he maintained his hardy habits, and always slept, summer and winter, with a bit of his window up. Being in that room in his bed, and after a short sleep lying awake, the moon shining softly through the window, there passed by that aperture into the room a figure dressed, it seemed to him, in gray that was nearly white. It passed straight to the hearth, where was an expiring wood fire; and cowering over it with outstretched hands, it appeared to be gathering what little heat was to be had. Mr. Rymer, amazed and awestruck, made a movement in his bed; and the figure looked round, with large eyes that in the moonlight looked like melting snow, and stretching its long arms up the chimney, they and the figure itself seemed to blend with the smoke, and so pass up and away.

Sir Bale, I have said, did not like Feltram. His father, Sir William, had left a letter creating a trust, it was said, in favour of Philip Feltram. The document had been found with the will, addressed to Sir Bale in the form of a letter.

"That is mine," said the Baronet, when it dropped out of the will; and he slipped it into his pocket, and no one ever saw it after.

But Mr. Charles Twyne, the attorney of Golden Friars, whenever he got drunk, which was pretty often, used to tell his friends with a grave wink that he knew a thing or two about that letter. It gave Philip Feltram two hundred a-year, charged on Harfax. It was only a direction. It made Sir Bale a trustee, however; and having made away with the "letter," the Baronet had been robbing Philip Feltram ever since.

Old Twyne was cautious, even in his cups, in his choice of an audience, and was a little enigmatical in his revelations. For he was afraid of Sir Bale, though he hated him for employing a lawyer who lived seven miles away, and was a rival. So people were not quite sure whether Mr. Twyne was telling lies or truth, and the principal fact that corroborated his story was Sir Bale's manifest hatred of his secretary. In fact, Sir Bale's retaining him in his house, detesting him as he seemed to do, was not easily to be accounted for, except on the principle of a tacit compromise—a miserable compensation for having robbed him of his rights.

The battle about the bank-note proceeded. Sir Bale certainly had doubts, and vacillated; for moral evidence made powerfully in favour of poor Feltram, though the evidence of circumstance made as powerfully against him. But Sir Bale admitted suspicion easily, and in weighing probabilities would count a virtue very lightly against temptation and opportunity; and whatever his doubts might sometimes be, he resisted and quenched them, and never let that ungrateful scoundrel Philip Feltram so much as suspect their existence.

For two days Sir Bale had not spoken to Feltram. He passed by on stair and passage, carrying his head high, and with a thundrous countenance, rolling conclusions and revenges in his soul.

Poor Feltram all this time existed in one long agony. He would have left Mardykes, were it not that he looked vaguely to some just power—to chance itself—against this hideous imputation. To go with this indictment ringing in his ears, would amount to a confession and flight.

Mrs. Julaper consoled him with might and main. She was a sympathetic and trusting spirit, and knew poor Philip Feltram, in her simplicity, better than the shrewdest profligate on earth could have known him. She cried with him in his misery. She was fired with indignation by these suspicions, and still more at what followed.

Sir Bale showed no signs of relenting. It might have been that he was rather glad of so unexceptionable an opportunity of getting rid of Feltram, who, people thought, knew something which it galled the Baronet's pride that he should know.

The Baronet had another shorter and sterner interview with Feltram in his study. The result was, that unless he restored the missing note before ten o'clock next morning, he should leave Mardykes.

To leave Mardykes was no more than Philip Feltram, feeble as he was of will, had already resolved. But what was to become of him? He did not very much care, if he could find any calling, however humble, that would just give him bread.

There was an old fellow and his wife (an ancient dame,) who lived at the other side of the lake, on the old territories of the Feltrams, and who, from some tradition of loyalty, perhaps, were fond of poor Philip Feltram. They lived somewhat high up on the fells—about as high as trees would grow—and those which were clumped about their rude dwelling were nearly the last you passed in your ascent of the mountain. These people had a multitude of sheep and goats, and lived in their airy solitude a pastoral and simple life, and were childless. Philip Feltram was hardy and active, having passed his early days among that arduous scenery. Cold and rain did not trouble him; and these people being wealthy in their way, and loving him, would be glad to find him employment of that desultory pastoral kind which would best suit him.

This vague idea was the only thing resembling a plan in his mind.

When Philip Feltram came to Mrs. Julaper's room, and told her that he had made up his mind to leave the house forthwith—to cross the lake to the Cloostedd side in Tom Marlin's boat, and then to make his way up the hill alone to Trebeck's lonely farmstead, Mrs. Julaper was overwhelmed.

"Ye'll do no such thing to-night, anyhow. You're not to go like that. Ye'll come into the small room here, where he can't follow; and we'll sit down and talk it over a bit, and ye'll find 'twill all come straight; and this will be no night, anyhow, for such a march. Why, man,'twould take an hour and more to cross the lake, and then a long uphill walk before ye could reach Trebeck's place; and if the night should fall while you were still on the mountain, ye might lose your life among the rocks. It can't be 'tis come to that yet; and the call was in the air, I'm told, all yesterday, and distant thunder to-day, travelling this way over Blarwyn Fells; and 'twill be a night no one will be out, much less on the mountain side."